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Fractional CFO Services

Strategic Finance.
Without the Full-Time Cost.

Senior CFO expertise — on demand. We embed into your business to drive financial clarity, investor readiness, and sustainable growth.

CFO Services
15+
Companies Served
€60M+
Debt Raised
15+
Years CFO Experience

Who We Are

Two senior CFOs with deep operational and strategic experience, dedicated to helping businesses thrive financially.

Smart & Simple CFO is a boutique fractional CFO firm founded by two experienced finance executives. We partner with companies that need senior financial leadership but aren't ready — or don't need — a full-time CFO.

We bring the same rigour, accountability and strategic thinking of a C-suite hire, without the overhead and headhunting commissions. Whether you're scaling, fundraising, or navigating complexity, we become part of your team and help you score.

Our approach is hands-on and pragmatic. We speak the language of investors, banks, and boards — and we translate that into clear action for your management team.

Banking & Debt Financing

Over €60M in debt financing raised across multiple sectors and deal structures.

Reporting & Planning

Robust financial models and management reporting systems built for clarity and speed.

International Experience

Worked across CZ, SK, PL, CH, UK, IE — fluent in cross-border financial and regulatory complexity.

Does This Sound Familiar?

No financial visibility

You're making decisions without reliable numbers. Your reporting is delayed, unclear, or non-existent.

Bank negotiations feel one-sided

You're not sure how to present your case to lenders or what terms you should be pushing for.

Cash flow surprises

You're profitable on paper but keep running out of cash. Forecasting feels more like guessing.

Finance team isn't strategic and does not look forward

Your accountants handle compliance but no one is translating financial data into business decisions and forward-looking action plan.

Investor-ready? Not quite.

You have a great story but the numbers and materials aren't compelling enough to close the investment round.

Rapid growth, fragile systems

Your business is scaling faster than your financial infrastructure. Something's going to break.

Our Competitive Edge

01

Senior-Only Team

No juniors, no hand-off. You work directly with CFO-level professionals who own the outcome.

02

Truly Embedded

We become part of your management team — attending board meetings, owning workstreams, driving decisions.

03

Cross-Industry Pattern Recognition

We've seen the same problems across dozens of companies. We bring tested solutions, not discovery projects.

04

Flexible Engagement Models

From a few days per month to near full-time — we scale to your needs and budget without long-term lock-in.

Meet the Team

Ondřej Vejdovec

Ondřej Vejdovec

Co-founder & CFO

15+ years in senior finance roles across banking, private equity-backed businesses and start-ups. Specialist in debt structuring, fundraising, transaction execution, financial and investor relations.

Michal Dostálek

Michal Dostálek

Co-founder & CFO

Extensive experience in financial planning & modelling, profitability, management reporting, incentive models and finance transformation. Drives operational excellence in finance function and prepares business for sustainable growth.

Twisto Moneta Money Bank Gate Group Volkswagen Financial Services GE Capital Deloitte Twisto Moneta Money Bank Gate Group Volkswagen Financial Services GE Capital Deloitte Twisto Moneta Money Bank Gate Group Volkswagen Financial Services GE Capital Deloitte

Our Services

Comprehensive financial leadership tailored to your stage, sector and ambitions.

Financial Planning & Analysis

Building the financial backbone your business needs to grow with confidence.

  • Financial modelling & scenario planning
  • Budgeting & forecasting
  • KPI frameworks & dashboards
  • Management reporting

Debt & Banking

Structuring, negotiating and securing the right financing for your business.

  • Debt strategy & structuring
  • Bank relationship management
  • Credit facility negotiations
  • Covenant monitoring & compliance

Investor Readiness

Preparing your business for investment rounds with materials and support that close deals.

  • Investment deck & financial narrative
  • Due diligence preparation
  • Investor presentation coaching
  • Post-investment reporting setup

Finance Function Build-Out

Designing and implementing the finance team and processes you need to scale.

  • Finance team structure & hiring
  • Process design & automation
  • ERP & systems selection
  • Controller & CFO mentoring

Restructuring & Turnaround

Stabilising and rebuilding financial performance in challenging situations.

  • Cash flow crisis management
  • Cost optimisation programs
  • Creditor & stakeholder management
  • Business recovery planning

M&A & Transactions

Financial support through acquisitions, disposals and corporate transactions.

  • Buy-side & sell-side advisory
  • Financial due diligence
  • Transaction modelling & valuation
  • Post-merger integration support

Client References

A selection of projects delivered across industries and geographies.

Early-Stage Real Estate Crowdfunding Platform

  • Introduced investor-grade reporting, including structured monthly performance packs.
  • Built a comprehensive annual budget and a detailed 3-year financial planning model.
  • Supported equity fundraising readiness.

CEE Investment Group - Financial Institution Acquisition Advisory

  • Provided external financial advisory for evaluating a regulated institution.
  • Assessed regulatory, commercial, and financial considerations for IC input.

Expanding Marketing Agency (CEE Region)

  • Assessment of internal processes, working capital financing – vendor / client settlement.
  • Outsourcing of accounting.
  • Implementation of Project Portfolio management software including design of profitability tracking on Client/Project level.

Mid-size Financial Institution

  • Evaluation of acquisition targets including synergy effects, business plan projection, risk and synergy assessment.
  • Coordination of external advisors and internal team.

BNPL Fintech

  • Raised €60M+ in debt and supported multi-million Series B+ rounds, contributing to a successful exit.
  • Prepared investor materials and models, supporting CEO across all fundraising processes.
  • Advised leadership on capital strategy, growth planning, and investor relations.

Crowdfunding Platform (Fintech)

  • Optimized financial reporting processes and introduced monthly reporting for investors.
  • Built a 2024 budget & 3-year planning model.
  • Fundraising prep & advisory support to the CFO.

Factoring Provider (Multi-Country)

  • Raised €5M in new funding with a pipeline to scale into tens of millions.
  • Structured new debt and venture debt facilities, including modelling and lender materials.
  • Upgraded liquidity and forecasting to strengthen funder confidence across CZ, SK, and PL.

AI Conversation Platform

  • Implemented full FP&A and reporting infrastructure, incl. 2024 plan.
  • Built management P&L, cashflow, and monthly closing processes.
  • Recruited and onboarded a finance manager; supported fundraising readiness.

European DTC Apparel Brand (E-Commerce)

  • Delivered a 10-month Interim CFO role incl. FP&A + Controllership.
  • Led the successful 2024 audit and secured an increased bank facility.
  • Ensured finance continuity during team changes and handed over to new CFO.

Crypto Payments Platform

  • Served as Interim CFO ensuring continuity and monthly closings.
  • Designed new monthly reporting infrastructure and reconciliation process.
  • Supported hiring and onboarding of the new permanent CFO.

Factoring Provider (Multi-Country)

  • Served as Interim CFO, leading the full finance function across multiple entities.
  • Built scalable reporting, budgeting, and portfolio visibility.
  • Substantial reduction in tax costs through multi-market optimisation.

BNPL Fintech

  • Built and led the finance organisation across CZ and PL, including FP&A, controllership, treasury, and reporting.
  • Led budgeting, forecasting, analytics, and investor reporting to support strategic decisions.
  • Served on the leadership team, shaping long-term planning and execution.

Home Decor & Furniture E-Commerce

  • Built a complete planning & forecasting infrastructure across 12 countries and 4 revenue streams.
  • Supported the company's 2024 planning and budgeting cycle.

Asset Management Firm (Project Work)

  • Built the financial planning model and fee/commission calculation framework.
  • Prepared materials for investor board presentations.
  • Delivered the assignment in collaboration with the internal CFO and management team.

Public-Sector Cultural/Educational Institution

  • Designed managerial reporting and planning infrastructure.
  • Built a full financial plan including new revenue-generating activities.
  • Delivered reporting required for the founding authority.

Leasing Provider - CZ Market

  • Revision of market positioning, value propositions, and compliance with profitability targets.
  • Change of product portfolio setup.
  • New design of incentive schemes for third parties.

Let's Talk

Ready to take control of your numbers? Reach out and let's explore how we can help your business grow.

Ondřej Vejdovec
Co-founder & CFO
ondrej@smartandsimple.cz Connect on LinkedIn
Michal Dostálek
Co-founder & CFO
michal@smartandsimple.cz Connect on LinkedIn
Smart and Simple CFO s.r.o.  ·  IČO: 245 45 295  ·  Na Folimance 2155/15, Praha 2